Every Smartly portfolio is built from low-cost ETFs across multiple asset classes, geographies, and currencies — engineered to match your risk profile.
Broad exposure to large-cap stocks across the US, Europe, Japan, and Asia-Pacific developed economies. The growth engine of every portfolio.
Higher-growth, higher-volatility exposure to China, India, Brazil, and other developing economies — for portfolios with longer time horizons.
Investment-grade sovereign debt from stable developed markets. Provides stability and income during periods of equity volatility.
Diversified high-grade corporate bonds offering slightly higher yields than sovereign debt, balanced against modest credit risk.
Exposure to commercial property markets via diversified REITs — adding an inflation hedge and another non-correlated return stream.
A small cash buffer for liquidity, allowing for smooth rebalancing and quick withdrawal processing without forcing trades at inopportune moments.
Conservative portfolios lean towards bonds for stability. Aggressive portfolios tilt towards equities for higher long-term growth.
Lower volatility, focused on capital preservation. Suited to short time horizons (1-3 years) or low risk tolerance.
A blend of growth and stability. Suited to medium time horizons (5-7 years) and moderate risk tolerance.
Maximum long-term growth potential. Suited to long time horizons (10+ years) and high risk tolerance.
Sample allocations for illustration only. Actual ETF holdings and weightings may vary based on market conditions and ETF availability.
Take our 5-minute risk assessment to see which of our 10 portfolios best fits your goals.