Singapore's first robo-advisor

Invest smarter, automatically.

A globally diversified portfolio of low-cost ETFs, built for your goals and risk profile. Transparent fees from 0.5%, no trading commissions, and minimums as low as S$50.

S$50Minimum to start
0.5%From, annual fee
10Portfolio profiles
YOUR PORTFOLIO S$ 27,432 ▲ S$ 1,847 (+7.2%) all time Jan Apr Jul Oct
Why Smartly

Investing made transparent and effortless

We believe everyone deserves access to professional-grade investing — without the high fees, opaque jargon, or minimum balances that traditional wealth management demands.

Globally diversified

Portfolios built from low-cost ETFs spanning stocks, bonds, and real estate across developed and emerging markets — designed to weather market cycles.

Transparent pricing

A single annual fee from 0.5% to 1%, tiered by portfolio size. No trading commissions, no rebalancing charges, no withdrawal fees — ever.

Automatic rebalancing

Your portfolio is monitored 24/7 and rebalanced automatically to stay aligned with your target allocation. No spreadsheets, no quarterly chores.

Built on Modern Portfolio Theory

Our algorithms are grounded in Nobel-Prize-winning portfolio theory — maximising expected return for any given level of risk you're comfortable with.

Your money stays yours

Assets are held in your name with a regulated custodian. We never touch your funds directly — we simply manage how they're invested on your behalf.

Set it and forget it

Monthly auto-deposits via GIRO, instant withdrawals, and a portfolio that adjusts itself. Spend your time on what matters — we handle the rest.

How it works

Four steps to start growing your wealth

Tell us about you

Answer a few questions about your financial goals, time horizon, and how you feel about market swings. Takes under 5 minutes.

Get your portfolio

We recommend a diversified ETF portfolio matched to your risk profile — one of 10 carefully constructed allocations.

Fund your account

Start with as little as S$50 via PayNow, bank transfer, or monthly GIRO. Your funds are deployed within 1-2 business days.

Watch it grow

Track your portfolio anytime. We handle rebalancing, dividends, and reporting — automatically, in the background.

Ready to invest your first dollar?

Open an account in 5 minutes. No paperwork, no minimums beyond S$50, no obligations.