Important regulatory and risk disclosures for Smartly's investment advisory services.
Smartly is licensed by the Monetary Authority of Singapore (MAS) to provide automated investment advisory services. License number and details available on request.
All investments are subject to market risk, including possible loss of principal. The value of investments can fluctuate and past performance is not indicative of future results. Smartly makes no guarantees regarding investment outcomes.
Customer assets are held with a regulated third-party custodian and segregated from Smartly's own operational accounts. In the event of Smartly's insolvency, customer assets remain protected.
Smartly does not receive any rebates, commissions, or kickbacks from ETF issuers or brokerage partners. Our sole source of revenue is the transparent annual management fee disclosed on our pricing page.
Smartly portfolios are constructed using passive index-tracking ETFs selected for low expense ratios, deep liquidity, and broad market exposure. We do not engage in market timing, active stock-picking, or speculative trading on customer accounts.
Last updated: January 2026.